US5.com
  1. Home
  2. States
  3. California
  4. ZIP 92201
  5. Housing & Real Estate
Indio city, CA

ZIP 92201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92201

Median Home Value
$372,800
Median Rent
$1,167
Affordability Snapshot
$103,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,395/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92201 in Indio city, CA, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,395. That is about 55% above the local median household income ($66,663), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.5%-9% vs US avg
x
Vacancy Rate
13.8%+34% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
41.4%+8% vs US avg
x
$372,800
Home Value
$1,167
Rent
1989
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.8%
  • 1-unit attached3.5%
  • 2-9 units21.2%
  • 10+ units5.7%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$372,800
Median rent$1,167
Owner-occupied59.5%
Vacant13.8%
Price-to-income5.6x
Est. income to buy$103,000