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Indian Wells city, CA

ZIP 92210 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92210

Median Home Value
$1,002,200
Median Rent
$800
Affordability Snapshot
$276,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,438/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

104.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92210 in Indian Wells city, CA, a household would need roughly $276,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,438. That is about 90% above the local median household income ($145,313), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 51% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
51.1%+396% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
2.1%-85% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
10.2%-79% vs US avg
x
Mortgage-Free
56.2%+47% vs US avg
x
$1,002,200
Home Value
$800
Rent
1989
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.4%
  • 1-unit attached25.4%
  • 2-9 units5.5%
  • 10+ units5.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,002,200
Median rent$800
Owner-occupied77.3%
Vacant51.1%
Price-to-income6.9x
Est. income to buy$276,000