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Thousand Palms CDP, CA

ZIP 92276 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92276

Median Home Value
$260,500
Median Rent
$1,238
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,673/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92276 in Thousand Palms CDP, CA, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,673. That sits below the local median household income ($80,280), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
28.1%+173% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
16.6%-67% vs US avg
x
Mortgage-Free
44.5%+17% vs US avg
x
$260,500
Home Value
$1,238
Rent
1984
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.0%
  • 1-unit attached1.7%
  • 2-9 units1.4%
  • 10+ units0.3%
  • Mobile home & other50.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$260,500
Median rent$1,238
Owner-occupied78.5%
Vacant28.1%
Price-to-income3.2x
Est. income to buy$72,000