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Highland city, CA

ZIP 92346 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92346

Median Home Value
$461,500
Median Rent
$1,433
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,965/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92346 in Highland city, CA, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,965. That is about 50% above the local median household income ($84,818), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.4%+3% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
89.2%+2% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
32.0%-36% vs US avg
x
Mortgage-Free
32.7%-15% vs US avg
x
$461,500
Home Value
$1,433
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.9%
  • 1-unit attached1.9%
  • 2-9 units7.9%
  • 10+ units8.5%
  • Mobile home & other10.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$461,500
Median rent$1,433
Owner-occupied67.4%
Vacant3.1%
Price-to-income5.4x
Est. income to buy$127,000