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Needles city, CA

ZIP 92363 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92363

Median Home Value
$138,900
Median Rent
$504
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$892/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92363 in Needles city, CA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $892. That is roughly in line with the local median household income ($40,226). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 40% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.2%-14% vs US avg
x
Vacancy Rate
40.0%+289% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
36.4%-27% vs US avg
x
Mortgage-Free
59.5%+56% vs US avg
x
$138,900
Home Value
$504
Rent
1982
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.7%
  • 1-unit attached3.7%
  • 2-9 units6.2%
  • 10+ units7.2%
  • Mobile home & other34.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,900
Median rent$504
Owner-occupied56.2%
Vacant40.0%
Price-to-income3.5x
Est. income to buy$38,000