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Yermo CDP, CA

ZIP 92398 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92398

Median Home Value
$185,500
Median Rent
$579
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,192/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92398 in Yermo CDP, CA, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,192. That is roughly in line with the local median household income ($56,664). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (34% built before 1939)

Owner Occupied
51.9%-21% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
55.3%-36% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
34.5%+169% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
76.2%+99% vs US avg
x
$185,500
Home Value
$579
Rent
1958
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.9%
  • 1-unit attached0.0%
  • 2-9 units33.6%
  • 10+ units1.3%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,500
Median rent$579
Owner-occupied51.9%
Vacant7.1%
Price-to-income3.3x
Est. income to buy$51,000