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San Bernardino city, CA

ZIP 92410 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92410

Median Home Value
$273,700
Median Rent
$1,120
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,758/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92410 in San Bernardino city, CA, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,758. That is about 40% above the local median household income ($53,390), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
41.8%-36% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
42.8%+12% vs US avg
x
$273,700
Home Value
$1,120
Rent
1973
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.7%
  • 1-unit attached2.8%
  • 2-9 units10.3%
  • 10+ units21.0%
  • Mobile home & other19.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$273,700
Median rent$1,120
Owner-occupied41.8%
Vacant6.6%
Price-to-income5.1x
Est. income to buy$75,000