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Riverside city, CA

ZIP 92503 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92503

Median Home Value
$556,300
Median Rent
$1,638
Affordability Snapshot
$153,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,574/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92503 in Riverside city, CA, a household would need roughly $153,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,574. That is about 67% above the local median household income ($91,523), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.9%+1% vs US avg
x
Vacancy Rate
4.2%-60% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
28.6%-42% vs US avg
x
Mortgage-Free
23.3%-39% vs US avg
x
$556,300
Home Value
$1,638
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.8%
  • 1-unit attached4.7%
  • 2-9 units7.4%
  • 10+ units10.5%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$556,300
Median rent$1,638
Owner-occupied65.9%
Vacant4.2%
Price-to-income6.1x
Est. income to buy$153,000