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ZIP 92513 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92513

Median Home Value
$456,700
Median Rent
$1,776
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,934/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92513, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,934. That is about 94% above the local median household income ($64,851), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.6%-6% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
36.7%-26% vs US avg
x
Mortgage-Free
29.1%-24% vs US avg
x
$456,700
Home Value
$1,776
Rent
1979
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.9%
  • 1-unit attached2.5%
  • 2-9 units10.8%
  • 10+ units20.2%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$456,700
Median rent$1,776
Owner-occupied61.6%
Vacant0.0%
Price-to-income7.0x
Est. income to buy$126,000