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Lake Elsinore city, CA

ZIP 92530 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92530

Median Home Value
$467,400
Median Rent
$1,453
Affordability Snapshot
$129,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,002/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92530 in Lake Elsinore city, CA, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,002. That is about 52% above the local median household income ($84,799), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.0%+4% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
2.5%-80% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
29.3%-41% vs US avg
x
Mortgage-Free
27.5%-28% vs US avg
x
$467,400
Home Value
$1,453
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.6%
  • 1-unit attached4.1%
  • 2-9 units9.9%
  • 10+ units3.7%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$467,400
Median rent$1,453
Owner-occupied68.0%
Vacant5.8%
Price-to-income5.5x
Est. income to buy$129,000