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Moreno Valley city, CA

ZIP 92555 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92555

Median Home Value
$543,300
Median Rent
$2,092
Affordability Snapshot
$150,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,490/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92555 in Moreno Valley city, CA, a household would need roughly $150,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,490. That is about 32% above the local median household income ($113,636), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
22.5%+52% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
15.1%-61% vs US avg
x
$543,300
Home Value
$2,092
Rent
2002
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.7%
  • 1-unit attached2.3%
  • 2-9 units4.6%
  • 10+ units4.1%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$543,300
Median rent$2,092
Owner-occupied76.3%
Vacant3.8%
Price-to-income4.8x
Est. income to buy$150,000