ZIP Code 92592 — Temecula city, CA Demographics & Data

ZIP code 92592 covers Temecula, CA in Riverside County with a population of about 80,933.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 951; U.S. House district CA-48; the PALM SPRINGS media market.

Median household income in ZIP 92592 is about $132,475 — about 76% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.6%; unemployment rate near 4.8%; 41.1% of adults with a bachelor’s degree or higher (about 7.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 18.5% of workers reporting work-from-home (about 3.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $664,000 — about 91% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,305 (about 98% above the U.S. median rent ($1,163)), and owner-occupancy near 78.6% (about 13.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92592 in Temecula, CA, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,265. That is about 38% above the local median household income ($132,475), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Temecula city, CA as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Temecula city, CA show little to no average snow and around 15.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,983 for ZIP 92592 (Temecula city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.