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Irvine city, CA

ZIP 92618 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92618

Median Home Value
$1,153,400
Median Rent
$2,838
Affordability Snapshot
$318,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,409/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92618 in Irvine city, CA, a household would need roughly $318,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,409. That is about 134% above the local median household income ($135,609), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
39.5%-40% vs US avg
x
Vacancy Rate
8.7%-16% vs US avg
x
Broadband Access
97.4%+12% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
7.8%+13% vs US avg
x
Rent Burden >30%
26.1%-48% vs US avg
x
Mortgage-Free
30.1%-21% vs US avg
x
$1,153,400
Home Value
$2,838
Rent
2013
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.1%
  • 1-unit attached16.3%
  • 2-9 units10.7%
  • 10+ units37.7%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,153,400
Median rent$2,838
Owner-occupied39.5%
Vacant8.7%
Price-to-income8.5x
Est. income to buy$318,000