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Huntington Beach city, CA

ZIP 92648 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92648

Median Home Value
$1,176,000
Median Rent
$2,235
Affordability Snapshot
$324,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,554/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92648 in Huntington Beach city, CA, a household would need roughly $324,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,554. That is about 172% above the local median household income ($118,993), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.8%-29% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
36.0%-6% vs US avg
x
$1,176,000
Home Value
$2,235
Rent
1982
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.6%
  • 1-unit attached17.9%
  • 2-9 units26.6%
  • 10+ units19.2%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,176,000
Median rent$2,235
Owner-occupied46.8%
Vacant7.3%
Price-to-income9.9x
Est. income to buy$324,000