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Huntington Beach city, CA

ZIP 92649 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92649

Median Home Value
$1,070,800
Median Rent
$2,416
Affordability Snapshot
$295,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,879/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92649 in Huntington Beach city, CA, a household would need roughly $295,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,879. That is about 143% above the local median household income ($121,604), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.1%-11% vs US avg
x
Vacancy Rate
4.2%-60% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$1,070,800
Home Value
$2,416
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.4%
  • 1-unit attached15.1%
  • 2-9 units18.7%
  • 10+ units16.5%
  • Mobile home & other3.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,070,800
Median rent$2,416
Owner-occupied58.1%
Vacant4.2%
Price-to-income8.8x
Est. income to buy$295,000