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San Juan Capistrano city, CA

ZIP 92675 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92675

Median Home Value
$929,700
Median Rent
$2,385
Affordability Snapshot
$256,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,972/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92675 in San Juan Capistrano city, CA, a household would need roughly $256,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,972. That is about 100% above the local median household income ($127,893), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
10.5%-29% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
32.6%-15% vs US avg
x
$929,700
Home Value
$2,385
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.7%
  • 1-unit attached21.4%
  • 2-9 units6.6%
  • 10+ units5.9%
  • Mobile home & other9.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$929,700
Median rent$2,385
Owner-occupied78.5%
Vacant5.5%
Price-to-income7.3x
Est. income to buy$256,000