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Orange city, CA

ZIP 92866 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92866

Median Home Value
$892,200
Median Rent
$1,776
Affordability Snapshot
$246,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,731/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92866 in Orange city, CA, a household would need roughly $246,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,731. That is about 194% above the local median household income ($83,776), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
33.9%-48% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
24.0%-52% vs US avg
x
Mortgage-Free
39.5%+3% vs US avg
x
$892,200
Home Value
$1,776
Rent
1962
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.3%
  • 1-unit attached5.4%
  • 2-9 units33.0%
  • 10+ units16.1%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$892,200
Median rent$1,776
Owner-occupied33.9%
Vacant6.7%
Price-to-income10.6x
Est. income to buy$246,000