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ZIP 92878 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92878

Median Home Value
$549,702
Median Rent
$1,824
Affordability Snapshot
$151,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,531/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92878, a household would need roughly $151,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,531. That is about 55% above the local median household income ($97,257), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.7%-30% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
28.2%-26% vs US avg
x
$549,702
Home Value
$1,824
Rent
1984
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.2%
  • 1-unit attached0.5%
  • 2-9 units19.1%
  • 10+ units22.7%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$549,702
Median rent$1,824
Owner-occupied45.7%
Vacant4.8%
Price-to-income5.7x
Est. income to buy$151,000