US5.com
  1. Home
  2. States
  3. California
  4. ZIP 92883
  5. Housing & Real Estate
Temescal Valley CDP, CA

ZIP 92883 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92883

Median Home Value
$671,700
Median Rent
$2,504
Affordability Snapshot
$185,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,315/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92883 in Temescal Valley CDP, CA, a household would need roughly $185,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,315. That is about 46% above the local median household income ($126,829), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.1%+24% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
13.5%-9% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
5.0%-27% vs US avg
x
Rent Burden >30%
29.2%-41% vs US avg
x
Mortgage-Free
19.3%-50% vs US avg
x
$671,700
Home Value
$2,504
Rent
2004
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.9%
  • 1-unit attached6.6%
  • 2-9 units2.9%
  • 10+ units2.3%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$671,700
Median rent$2,504
Owner-occupied81.1%
Vacant3.2%
Price-to-income5.3x
Est. income to buy$185,000