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ZIP Code 93120 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

At a glance

Population
3,374
Density
N/A
Median income
$51,493
-31% vs US avg
Home value
$1,120,000
+222% vs US avg
Median rent
$1,661
+43% vs US avg
Timezone
N/A

Overview of ZIP Code 93120

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What to know about ZIP 93120

ZIP code 93120 covers ZIP 93120 with a population of about 3,374.

At a glance, the area shows median age of 31.7 versus a U.S. median of about 38.9.

It sits in the SANTABARBRA - SANMAR - SANLUOB media market.

Income and economy in ZIP 93120

Median household income in ZIP 93120 is about $51,493 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.1%; unemployment rate near 1.2%; 38.4% of adults with a bachelor’s degree or higher (about 4.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 10.9% of workers reporting work-from-home (about 4.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 93120

Median home value is about $1,120,000 — about 222% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,661 (about 43% above the U.S. median rent ($1,163)), and owner-occupancy near 13.0% (about 52.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93120, a household would need roughly $308,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,195. That is about 498% above the local median household income ($51,493), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.