ZIP Code 93224 — Derby Acres CDP, CA Demographics & Data

ZIP code 93224 covers Derby Acres, CA in Kern County with a population of about 430.

At a glance, the area shows median age of 41.8 versus a U.S. median of about 38.9.

It sits in telephone area code 661; U.S. House district CA-20; the BAKERSFIELD media market.

Median household income in ZIP 93224 is about $50,500 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.9%; unemployment rate near 20.6%; 3.7% of adults with a bachelor’s degree or higher (about 30.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Agriculture, and Construction; a mean commute of about 127.0 minutes (U.S. average near 26.8).

Median home value is about $180,800 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,057 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 82.6% (about 17.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93224 in Derby Acres, CA, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,161. That is roughly in line with the local median household income ($50,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Derby Acres CDP, CA as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.7) and flood (98.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Derby Acres CDP, CA show little to no average snow and around 6.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 93224 (Derby Acres CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.