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Laton CDP, CA

ZIP 93242 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93242

Median Home Value
$347,400
Median Rent
$784
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,232/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93242 in Laton CDP, CA, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,232. That is about 57% above the local median household income ($61,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.5%-4% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
63.7%-27% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
10.6%-17% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
25.7%-48% vs US avg
x
Mortgage-Free
23.3%-39% vs US avg
x
$347,400
Home Value
$784
Rent
1975
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.4%
  • 1-unit attached0.0%
  • 2-9 units4.3%
  • 10+ units4.6%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$347,400
Median rent$784
Owner-occupied62.5%
Vacant9.6%
Price-to-income5.7x
Est. income to buy$96,000