Median home value is about $201,200 — about 42% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $655 (about 44% below the U.S. median rent ($1,163)), and owner-occupancy near 43.3% (about 22.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 93261 in Richgrove, CA, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,292. That is roughly in line with the local median household income ($51,154). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.