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Terra Bella CDP, CA

ZIP 93270 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93270

Median Home Value
$291,800
Median Rent
$649
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,874/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93270 in Terra Bella CDP, CA, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,874. That is roughly in line with the local median household income ($76,795). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.2%+3% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
21.1%-58% vs US avg
x
Mortgage-Free
33.0%-14% vs US avg
x
$291,800
Home Value
$649
Rent
1984
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached1.2%
  • 2-9 units0.7%
  • 10+ units3.1%
  • Mobile home & other34.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$291,800
Median rent$649
Owner-occupied67.2%
Vacant6.6%
Price-to-income3.8x
Est. income to buy$80,000