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ZIP 93278
Housing & Real Estate

ZIP 93278 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93278

Median Home Value

$304,100

Median Rent

$1,242

Affordability Snapshot

$84,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,953/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93278, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,953. That is roughly in line with the local median household income ($75,785). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

56.9%-13% vs US avg

Vacancy Rate

7.2%-30% vs US avg

Broadband Access

95.6%+10% vs US avg

4+ Bedrooms

0.7%-95% vs US avg

Built Pre-1939

1.1%-91% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

21.5%-57% vs US avg

Mortgage-Free

31.8%-17% vs US avg

$304,100

Home Value

$1,242

Rent

1976

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached72.8%
1-unit attached6.2%
2-9 units16.2%
10+ units3.6%
Mobile home & other1.2%

ZIP 93278 — Housing & Real Estate

Housing & Real Estate in ZIP Code 93278

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