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Bakersfield city, CA

ZIP 93304 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93304

Median Home Value
$228,800
Median Rent
$891
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,470/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93304 in Bakersfield city, CA, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,470. That is about 22% above the local median household income ($51,627), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
43.5%-34% vs US avg
x
Vacancy Rate
4.8%-54% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
9.7%-24% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
27.5%-45% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$228,800
Home Value
$891
Rent
1965
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.7%
  • 1-unit attached2.5%
  • 2-9 units13.7%
  • 10+ units10.9%
  • Mobile home & other6.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,800
Median rent$891
Owner-occupied43.5%
Vacant4.8%
Price-to-income4.4x
Est. income to buy$63,000