ZIP Code 93412 — undefined, undefined Demographics & Data

ZIP code 93412 covers ZIP 93412 with a population of about 3,818.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in the SANTABARBRA - SANMAR - SANLUOB media market.

Median household income in ZIP 93412 is about $90,387 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.0%; unemployment rate near 3.3%; 42.8% of adults with a bachelor’s degree or higher (about 9.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Transportation, and Education; about 11.9% of workers reporting work-from-home (about 3.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $817,200 — about 135% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,546 (about 33% above the U.S. median rent ($1,163)), and owner-occupancy near 50.1% (about 15.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93412, a household would need roughly $225,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,249. That is about 149% above the local median household income ($90,387), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.