What to know about ZIP 93421
ZIP code 93421 covers ZIP 93421 with a population of about 7,831.
At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.
It sits in the SANTABARBRA - SANMAR - SANLUOB media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 93421 covers ZIP 93421 with a population of about 7,831.
At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.
It sits in the SANTABARBRA - SANMAR - SANLUOB media market.
Median household income in ZIP 93421 is about $131,531 — about 75% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 1.9%; 55.1% of adults with a bachelor’s degree or higher (about 21.4 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 15.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $969,700 — about 179% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,334 (about 101% above the U.S. median rent ($1,163)), and owner-occupancy near 73.6% (about 8.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 93421, a household would need roughly $267,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,229. That is about 103% above the local median household income ($131,531), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.