What to know about ZIP 93435
ZIP code 93435 covers ZIP 93435 with a population of about 2,734.
At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.
It sits in the SANTABARBRA - SANMAR - SANLUOB media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 93435 covers ZIP 93435 with a population of about 2,734.
At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.
It sits in the SANTABARBRA - SANMAR - SANLUOB media market.
ZIP 93435 fits a retirement-oriented profile (high share of residents 65+ (38.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 93435 is about $81,013 — about 8% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 7.4%; 40.7% of adults with a bachelor’s degree or higher (about 7.0 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Food services, Education, and Healthcare; about 22.9% of workers reporting work-from-home (about 7.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $945,979 — about 172% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,275 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 70.7% (about 5.3 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 93435, a household would need roughly $260,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,077. That is about 221% above the local median household income ($81,013), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.