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ZIP Code 93435 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
2,734
Density
N/A
Median income
$81,013
+8% vs US avg
Home value
$945,979
+172% vs US avg
Median rent
$1,275
+10% vs US avg
Timezone
N/A

Overview of ZIP Code 93435

RetirementRetirement-oriented community
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What to know about ZIP 93435

ZIP code 93435 covers ZIP 93435 with a population of about 2,734.

At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.

It sits in the SANTABARBRA - SANMAR - SANLUOB media market.

Local search focus: Retirement

ZIP 93435 fits a retirement-oriented profile (high share of residents 65+ (38.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 93435

Median household income in ZIP 93435 is about $81,013 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 7.4%; 40.7% of adults with a bachelor’s degree or higher (about 7.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Education, and Healthcare; about 22.9% of workers reporting work-from-home (about 7.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 93435

Median home value is about $945,979 — about 172% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,275 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 70.7% (about 5.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93435, a household would need roughly $260,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,077. That is about 221% above the local median household income ($81,013), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.