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ZIP 93447 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93447

Median Home Value
$605,900
Median Rent
$1,415
Affordability Snapshot
$167,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,892/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93447, a household would need roughly $167,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,892. That is about 165% above the local median household income ($62,952), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.3%-51% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
16.8%+31% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
31.5%-37% vs US avg
x
Mortgage-Free
42.1%+10% vs US avg
x
$605,900
Home Value
$1,415
Rent
1961
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.4%
  • 1-unit attached5.4%
  • 2-9 units30.5%
  • 10+ units9.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$605,900
Median rent$1,415
Owner-occupied32.3%
Vacant20.5%
Price-to-income9.6x
Est. income to buy$167,000