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Mammoth Lakes town, CA

ZIP 93546 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93546

Median Home Value
$618,800
Median Rent
$1,369
Affordability Snapshot
$170,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,975/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93546 in Mammoth Lakes town, CA, a household would need roughly $170,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,975. That is about 76% above the local median household income ($96,481), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 65% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.7%-1% vs US avg
x
Vacancy Rate
64.8%+529% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
25.2%-34% vs US avg
x
$618,800
Home Value
$1,369
Rent
1979
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.6%
  • 1-unit attached4.8%
  • 2-9 units28.6%
  • 10+ units24.8%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$618,800
Median rent$1,369
Owner-occupied64.7%
Vacant64.8%
Price-to-income6.4x
Est. income to buy$170,000