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Olancha CDP, CA

ZIP 93549 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93549

Median Home Value
$325,000
Median Rent
$1,036
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,088/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93549 in Olancha CDP, CA, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,088. That is about 22% above the local median household income ($73,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
61.3%-6% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
23.8%+86% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
71.4%+87% vs US avg
x
$325,000
Home Value
$1,036
Rent
1966
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other26.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$325,000
Median rent$1,036
Owner-occupied61.3%
Vacant14.4%
Price-to-income4.4x
Est. income to buy$89,000