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Cutler CDP, CA

ZIP 93615 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93615

Median Home Value
$218,200
Median Rent
$1,031
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,402/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93615 in Cutler CDP, CA, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,402. That is roughly in line with the local median household income ($61,107). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.2%-29% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
11.8%-8% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
65.2%+71% vs US avg
x
$218,200
Home Value
$1,031
Rent
1974
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.0%
  • 1-unit attached8.7%
  • 2-9 units5.3%
  • 10+ units0.0%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,200
Median rent$1,031
Owner-occupied46.2%
Vacant5.9%
Price-to-income3.6x
Est. income to buy$60,000