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Madera city, CA

ZIP 93637 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93637

Median Home Value
$369,200
Median Rent
$1,089
Affordability Snapshot
$102,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,372/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93637 in Madera city, CA, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,372. That is about 37% above the local median household income ($74,621), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.8%-12% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$369,200
Home Value
$1,089
Rent
1990
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.5%
  • 1-unit attached3.0%
  • 2-9 units9.5%
  • 10+ units7.7%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$369,200
Median rent$1,089
Owner-occupied57.8%
Vacant6.7%
Price-to-income4.9x
Est. income to buy$102,000