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Fresno city, CA

ZIP 93650 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93650

Median Home Value
$306,000
Median Rent
$950
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,966/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93650 in Fresno city, CA, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,966. That is about 68% above the local median household income ($49,877), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
35.9%-45% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
21.9%+71% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.1%-47% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$306,000
Home Value
$950
Rent
1969
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.3%
  • 1-unit attached0.6%
  • 2-9 units25.3%
  • 10+ units3.3%
  • Mobile home & other9.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$306,000
Median rent$950
Owner-occupied35.9%
Vacant5.4%
Price-to-income6.1x
Est. income to buy$84,000