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Fresno city, CA

ZIP 93703 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93703

Median Home Value
$250,200
Median Rent
$973
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,607/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93703 in Fresno city, CA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,607. That is about 60% above the local median household income ($43,236), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
39.6%-39% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
77.5%-11% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
14.9%+16% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
32.5%-35% vs US avg
x
Mortgage-Free
36.1%-6% vs US avg
x
$250,200
Home Value
$973
Rent
1959
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.4%
  • 1-unit attached3.1%
  • 2-9 units24.4%
  • 10+ units13.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$250,200
Median rent$973
Owner-occupied39.6%
Vacant5.8%
Price-to-income5.8x
Est. income to buy$69,000