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Fresno city, CA

ZIP 93723 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93723

Median Home Value
$460,400
Median Rent
$1,101
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,957/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93723 in Fresno city, CA, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,957. That is roughly in line with the local median household income ($116,295). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.9%+24% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
8.2%-44% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
6.8%-2% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
19.5%-49% vs US avg
x
$460,400
Home Value
$1,101
Rent
2004
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.7%
  • 1-unit attached2.3%
  • 2-9 units1.2%
  • 10+ units0.7%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$460,400
Median rent$1,101
Owner-occupied80.9%
Vacant5.0%
Price-to-income4.0x
Est. income to buy$127,000