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Salinas city, CA

ZIP 93905 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93905

Median Home Value
$570,000
Median Rent
$1,664
Affordability Snapshot
$157,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,662/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93905 in Salinas city, CA, a household would need roughly $157,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,662. That is about 107% above the local median household income ($75,716), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
41.7%-36% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
30.0%-40% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$570,000
Home Value
$1,664
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.3%
  • 1-unit attached6.7%
  • 2-9 units18.6%
  • 10+ units13.5%
  • Mobile home & other5.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$570,000
Median rent$1,664
Owner-occupied41.7%
Vacant3.3%
Price-to-income7.5x
Est. income to buy$157,000