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ZIP 93942 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93942

Median Home Value
$1,011,700
Median Rent
$1,931
Affordability Snapshot
$279,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,499/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93942, a household would need roughly $279,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,499. That is about 217% above the local median household income ($88,006), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
22.0%-66% vs US avg
x
Vacancy Rate
1.4%-87% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
12.1%-5% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$1,011,700
Home Value
$1,931
Rent
1964
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.6%
  • 1-unit attached5.2%
  • 2-9 units49.7%
  • 10+ units11.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,011,700
Median rent$1,931
Owner-occupied22.0%
Vacant1.4%
Price-to-income11.5x
Est. income to buy$279,000