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Daly City city, CA

ZIP 94014 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94014

Median Home Value
$979,500
Median Rent
$1,952
Affordability Snapshot
$270,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,292/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94014 in Daly City city, CA, a household would need roughly $270,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,292. That is about 134% above the local median household income ($115,513), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.4%-9% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
11.9%-7% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
36.7%-4% vs US avg
x
$979,500
Home Value
$1,952
Rent
1967
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.6%
  • 1-unit attached27.8%
  • 2-9 units22.6%
  • 10+ units12.0%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$979,500
Median rent$1,952
Owner-occupied59.4%
Vacant9.8%
Price-to-income8.5x
Est. income to buy$270,000