US5.com
  1. Home
  2. States
  3. California
  4. ZIP 94015
  5. Housing & Real Estate
Daly City city, CA

ZIP 94015 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94015

Median Home Value
$1,152,900
Median Rent
$2,566
Affordability Snapshot
$317,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,406/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94015 in Daly City city, CA, a household would need roughly $317,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,406. That is about 157% above the local median household income ($123,552), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.5%-8% vs US avg
x
Vacancy Rate
8.1%-22% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$1,152,900
Home Value
$2,566
Rent
1964
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.0%
  • 1-unit attached3.5%
  • 2-9 units6.9%
  • 10+ units29.2%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,152,900
Median rent$2,566
Owner-occupied60.5%
Vacant8.1%
Price-to-income9.3x
Est. income to buy$317,000