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Mountain View city, CA

ZIP 94040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94040

Median Home Value
$2,000,001
Median Rent
$2,937
Affordability Snapshot
$551,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$12,847/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

56.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94040 in Mountain View city, CA, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. That is about 199% above the local median household income ($184,494), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
36.2%-45% vs US avg
x
Vacancy Rate
9.5%-7% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
3.0%-56% vs US avg
x
Rent Burden >30%
18.5%-63% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$2,000,001
Home Value
$2,937
Rent
1973
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached28.5%
  • 1-unit attached7.4%
  • 2-9 units9.1%
  • 10+ units54.3%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$2,000,001
Median rent$2,937
Owner-occupied36.2%
Vacant9.5%
Price-to-income10.8x
Est. income to buy$551,000