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Sunnyvale city, CA

ZIP 94085 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94085

Median Home Value
$1,534,500
Median Rent
$2,962
Affordability Snapshot
$422,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,857/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94085 in Sunnyvale city, CA, a household would need roughly $422,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,857. That is about 130% above the local median household income ($183,563), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
39.5%-40% vs US avg
x
Vacancy Rate
5.7%-44% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
23.2%-39% vs US avg
x
$1,534,500
Home Value
$2,962
Rent
1987
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached26.3%
  • 1-unit attached15.2%
  • 2-9 units19.5%
  • 10+ units37.8%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,534,500
Median rent$2,962
Owner-occupied39.5%
Vacant5.7%
Price-to-income8.4x
Est. income to buy$422,000