San Francisco city, CA

ZIP 94109 — Economy & Jobs

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Income, employment, industries, and economic trends

Income & Economy in San Francisco city, CA (94109)

Median Income

$112,201

*Adjusted for inflation (2023 dollars)

IRS Net Migration

+2,677

Wealth inflow

Population

54,397

Unemployment

6.2%

2.5pp above US avg

IRS migration statistics show a net inflow of about 2,677 for ZIP 94109 (San Francisco city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Economic Indicators

Unemployment

6.2%+68% vs US avg

Self-Employed

1.1%-81% vs US avg

SNAP Benefits

9.2%-21% vs US avg

1,678

Establishments

25,710

Employees

~15 per establishment — small businesses dominate

Professional services

Top Industry

Economic Distributions

Census ACS 5-Year (P0): occupation, industry, household income brackets.

Occupation

Industry

Agriculture, forestry, mining0.3%
Construction2.5%
Manufacturing5.0%
Wholesale trade1.7%
Retail trade7.9%
Transportation, utilities3.0%
Information6.8%
Finance, insurance, real estate11.9%
Professional, scientific, management33.4%
Education, health care, social14.2%
Arts, entertainment, food services8.7%
Other services2.9%
Public administration1.8%

Household Income

Historical Trends in 94109 (2020–Present)

Since 2020, population declined 2.5%, median income fell 3.3% (inflation-adjusted), home values increased 0.3%.

Median Income

$112,201

+49% vs US avg

Unemployment Rate