US5.com
  1. Home
  2. States
  3. California
  4. ZIP 94110
  5. Housing & Real Estate
San Francisco city, CA

ZIP 94110 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94110

Median Home Value
$1,500,200
Median Rent
$2,294
Affordability Snapshot
$413,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,637/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

54.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94110 in San Francisco city, CA, a household would need roughly $413,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,637. That is about 171% above the local median household income ($152,403), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
41.6%-36% vs US avg
x
Vacancy Rate
12.1%+17% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
4.4%-65% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
27.0%-29% vs US avg
x
$1,500,200
Home Value
$2,294
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.0%
  • 1-unit attached10.8%
  • 2-9 units47.6%
  • 10+ units21.8%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,500,200
Median rent$2,294
Owner-occupied41.6%
Vacant12.1%
Price-to-income9.8x
Est. income to buy$413,000