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San Francisco city, CA

ZIP 94133 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94133

Median Home Value
$1,519,100
Median Rent
$1,841
Affordability Snapshot
$418,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,758/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

18.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

68.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94133 in San Francisco city, CA, a household would need roughly $418,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,758. That is about 403% above the local median household income ($83,025), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
17.5%-73% vs US avg
x
Vacancy Rate
17.7%+71% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
53.3%+40% vs US avg
x
$1,519,100
Home Value
$1,841
Rent
1938
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.9%
  • 1-unit attached2.8%
  • 2-9 units44.1%
  • 10+ units48.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,519,100
Median rent$1,841
Owner-occupied17.5%
Vacant17.7%
Price-to-income18.3x
Est. income to buy$418,000