ZIP Code 94140 — undefined, undefined Demographics & Data

ZIP code 94140 covers ZIP 94140 with a population of about 3,643.

At a glance, the area shows median age of 38.8 (near the U.S. median).

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

Median household income in ZIP 94140 is about $94,316 — about 26% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 6.4%; 58.8% of adults with a bachelor’s degree or higher (about 25.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Food services; about 26.4% of workers reporting work-from-home (about 11.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,415,621 — about 307% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,166 (about 86% above the U.S. median rent ($1,163)), and owner-occupancy near 15.3% (about 50.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 94140, a household would need roughly $390,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,094. That is about 314% above the local median household income ($94,316), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.