What to know about ZIP 94309
ZIP code 94309 covers ZIP 94309 with a population of about 11,383.
At a glance, the area shows median age of 23.2 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 94309 covers ZIP 94309 with a population of about 11,383.
At a glance, the area shows median age of 23.2 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
ZIP 94309 ranks among higher-income / higher-home-value communities on US5 (very high median home values). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.
Median household income in ZIP 94309 is about $52,386 — about 30% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 26.0%; unemployment rate near 8.0%; 90.7% of adults with a bachelor’s degree or higher (about 57.0 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Education, Professional services, and Food services; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $1,645,800 — about 373% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,930 (about 66% above the U.S. median rent ($1,163)), and owner-occupancy near 2.6% (about 62.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 94309, a household would need roughly $453,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $10,572. That is about 765% above the local median household income ($52,386), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.