What to know about ZIP 94524
ZIP code 94524 covers ZIP 94524 with a population of about 3,544.
At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 94524 covers ZIP 94524 with a population of about 3,544.
At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Median household income in ZIP 94524 is about $98,712 — about 31% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 5.1%; 20.6% of adults with a bachelor’s degree or higher (about 13.1 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Retail trade, Construction, and Transportation; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $174,500 — about 50% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,495 (about 115% above the U.S. median rent ($1,163)), and owner-occupancy near 79.0% (about 13.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 94524, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,121. That sits below the local median household income ($98,712), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.