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ZIP Code 94524 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
3,544
Density
N/A
Median income
$98,712
+31% vs US avg
Home value
$174,500
-50% vs US avg
Median rent
$2,495
+115% vs US avg
Timezone
N/A

Overview of ZIP Code 94524

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What to know about ZIP 94524

ZIP code 94524 covers ZIP 94524 with a population of about 3,544.

At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

Income and economy in ZIP 94524

Median household income in ZIP 94524 is about $98,712 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 5.1%; 20.6% of adults with a bachelor’s degree or higher (about 13.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Transportation; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 94524

Median home value is about $174,500 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,495 (about 115% above the U.S. median rent ($1,163)), and owner-occupancy near 79.0% (about 13.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 94524, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,121. That sits below the local median household income ($98,712), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.