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Fairfield city, CA

ZIP 94534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94534

Median Home Value
$700,900
Median Rent
$2,456
Affordability Snapshot
$193,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,502/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94534 in Fairfield city, CA, a household would need roughly $193,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,502. That is about 39% above the local median household income ($139,349), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+16% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
94.4%+9% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$700,900
Home Value
$2,456
Rent
1994
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.4%
  • 1-unit attached2.5%
  • 2-9 units3.4%
  • 10+ units9.0%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$700,900
Median rent$2,456
Owner-occupied76.2%
Vacant3.6%
Price-to-income5.0x
Est. income to buy$193,000